Prima Sari, Dian, and Yudho Giri Sucahyo. “Assessing Data Sharing Risk in Cross-Border Payment: Insights from Institutional Experts”. International Journal of Advances in Data and Information Systems 7, no. 2 (August 4, 2026): 621–634. Accessed October 11, 2026. https://mail.ijadis.org/index.php/ijadis/article/view/1578.