Pay Later Risk Management: A Review of FMECA and Potential Customer Prediction Frameworks Through the Application of Machine Learning. International Journal of Advances in Data and Information Systems, [S. l.], v. 4, n. 2, p. 167–180, 2023. DOI: 10.25008/ijadis.v4i2.1293. Disponível em: https://mail.ijadis.org/index.php/ijadis/article/view/1293. Acesso em: 10 jul. 2025.