Nugraha Adz Zikri, A.F. and Suwarningsih, W. trans. 2023. Pay Later Risk Management: A Review of FMECA and Potential Customer Prediction Frameworks Through the Application of Machine Learning. International Journal of Advances in Data and Information Systems. 4, 2 (Oct. 2023), 167–180. DOI:https://doi.org/10.25008/ijadis.v4i2.1293.